Rates
Saving & Investment Rates
Please note the rates below reflect an annual percentage yield. A minimum deposit may be required, and there may be penalties for early withdrawal.
|
Savings Accounts – Effective February 1, 2024 |
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|
Account Type |
APY* |
Account Requirements |
|
Regular Shares |
0.03% |
Minimum to open: $5 |
|
High-Yield Savings |
0.20% on balances up to $30,000 |
Minimum to open: $15 |
|
Holiday Club |
0.03% |
Minimum to open: $15 |
|
IRA Cash Account |
0.30% |
Minimum to open: $10 |
|
Checking Plus |
2.02% on balances between $250 and $1,000 |
Minimum to open: $250 |
|
GenNext (up to age 18) |
0.50% |
Minimum to open: $5 |
|
Certificates of Deposit – Effective February 1, 2024 |
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|
Term |
APY* |
Account Requirements |
|
3 months |
0.10% |
Minimum to open: $1,000 |
|
6 months |
0.20% |
Minimum to open: $1,000 |
|
12 months |
0.50% |
Minimum to open: $1,000 |
|
18 months |
0.55% |
Minimum to open: $1,000 |
|
24 months |
0.60% |
Minimum to open: $1,000 |
|
36 months |
1.00% |
Minimum to open: $1,000 |
|
48 months |
1.26% |
Minimum to open: $1,000 |
|
60 months |
1.51% |
Minimum to open: $1,000 |
*All rates are subject to change without notice. Contact the credit union for complete details.
Loan Rates
APR=Annual Percentage Rate. Rates are subject to change without notice and are based on credit qualifications and other factors. The rates below feature our best available rates. Please contact CCU for complete details.
| Auto Loan Rates – Effective December 1, 2023 |
|
| Model Year: 2021-2024 (New or Used) | |
| Term | APR |
| 42 months | 5.75% |
| 52 months | 6.25% |
| 66 months | 6.75% |
| 78 months ($10,000 minimum) | 7.25% |
| 84 months ($15,000 minimum) | 8.25% |
| Model Year: 2018-2020 | |
| Term | APR |
| 42 months | 6.25% |
| 52 months | 6.75% |
| 66 months | 7.25% |
| 78 months ($10,000 minimum) | 7.75% |
| 84 months | 9.25% |
| Model Year: 2011-2017 | |
| Term | APR |
| 42 months | 6.75% |
| 52 months | 7.25% |
| 66 months | 8.00% |
| Boat & RV Loan Rates – Effective December 1, 2023 | |
| Model Year: 2021-2024 (New or Used) | |
| Term | APR |
| 42 months | 7.75% |
| 52 months | 8.25% |
| 66 months | 8.75% |
| 78 months ($10,000 minimum) | 9.25% |
| 84 months ($15,000 minimum) | 10.25% |
| Motorcycle Loan Rates – Effective December 1, 2023 | |
| Model Year: 2021-2024 (New or Used) | |
| Term | APR |
| 42 months | 8.75% |
| 52 months | 9.25% |
| 66 months | 9.75% |
| 78 months ($10,000 minimum) | 10.25% |
| 84 months ($15,000 minimum) | 11.25% |
|
Personal Loan Rates – Effective January 1, 2023 |
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|
Loan Type |
Term |
APR |
|
Signature (Personal) |
Up to 72 months |
4.99% |
|
Checking Line of Credit |
Revolving |
9.99% |
|
Share Secured |
Up to 60 months |
2.25% |
|
Certificate Secured |
Up to 60 months |
2.25% |
Fee Schedule
