Loan app

Rates

Saving & Investment Rates

Please note the rates below reflect an annual percentage yield. A minimum deposit may be required, and there may be penalties for early withdrawal.

Savings Accounts

Account Type

APY*

Account Requirements

Regular Shares

0.03%

Minimum to open: $5

Bonus Savings

0.03%

Minimum to open: $15

Holiday Club

0.03%

Minimum to open: $15

IRA Cash Account

0.03%

Minimum to open: $10

Checking Plus

0.03%

Minimum to open: $250

Certificates of Deposit – Effective July 14, 2021

Term

APY*

Account Requirements

3 months

0.03%

Minimum to open: $1,000

6 months

0.03%

Minimum to open: $1,000

12 months

0.05%

Minimum to open: $1,000

18 months

0.05%

Minimum to open: $1,000

24 months

0.10%

Minimum to open: $1,000

36 months

0.15%

Minimum to open: $1,000

48 months

0.25%

Minimum to open: $1,000

60 months

0.30%

Minimum to open: $1,000

*All rates are subject to change without notice. Contact the credit union for complete details.

Loan Rates

Please note the best rates are quoted below, and rates and terms may vary based on your credit profile and other factors. All rates listed below reflect an annual percentage rate.

 

Auto Loan Rates – Effective August 1, 2022
Model Year: 2021-2023 (New or Used)
Term APR
42 months 2.25%
52 months 2.65%
66 months 3.00%
78 months ($10,000 minimum) 3.50%
84 months ($15,000 minimum) 4.50%
Model Year: 2018-2020
Term APR
42 months 2.50%
52 months 2.90%
66 months 3.30%
78 months ($10,000 minimum) 3.80%
84 months 5.00%
Model Year: 2011-2017
Term APR
42 months 3.25%
52 months 3.75%
66 months 4.05%
Boat & RV Loan Rates – Effective  August 1, 2022
Model Year: 2021-2023 (New or Used)
Term APR
42 months 4.25%
52 months 4.65%
66 months 5.00%
78 months ($10,000 minimum) 5.50%
84 months ($15,000 minimum) 6.50%
Model Year: 2018-2020 (New or Used)
Term APR
42 months 4.50%
52 months 4.90%
66 months 5.30%
78 months ($10,000 minimum) 5.80%
84 months 7.00%
Model Year: 2011-2017 (New or Used)
Term APR
42 months 5.25%
52 months 5.75%
66 months 6.05%
Motorcycle Loan Rates – Effective August 1, 2022
Model Year: 2021-2023 (New or Used)
Term APR
42 months 5.25%
52 months 5.65%
66 months 6.00%
78 months ($10,000 minimum) 6.50%
84 months ($15,000 minimum) 7.50%
Model Year: 2018-2020 (New or Used)
Term APR
42 months 5.50%
52 months 5.90%
66 months 6.30%
78 months ($10,000 minimum) 6.80%
84 months 8.00%
Model Year: 2011-2017 (New or Used)
Term APR
42 months 6.25%
52 months 6.75%
66 months 7.05%

Personal Loan Rates – Effective August 1, 2022

Loan Type

Term

APR

Signature (Personal)

Up to 72 months

4.99%

Checking Line of Credit

Revolving

9.99%

Share Secured

Up to 60 months

2.25%

Certificate Secured

Up to 60 months

2.25%

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